BRAC net, world youth community and Open Learning Campus

fan 2013 year of MOOC & microeducationsummit & 170th birthday of The Economist

part 5 - inviting mobilisation of a world of solutions

Rural gets On-grid (mobile, solar power) BRAC helps celebrate extremely useful innovations

Joi ITo at MIT media lab says - what's exciting now is moores law doesnt just apply to doubling of chip power every year but can apply to dobling of vital goals designed round mobile apps

below we'll look at some of the sectors where brac is mobilising change- and welcomes youth with winning idea

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cashless banking

notes from The Economist 17 Jan 2013:

In Bangladesh bKash has garnered a following of 2.2m users. It has more than 30,000 retail agents, almost one in every two villages, allowing most rural Bangladeshis to use digital cash (see picture). In India BEAM has signed up 14m customers and does 1m transactions every month.

In both cases the success is in large part the result of what Anand Shrivastav, BEAM’s founder and chief executive, calls “the agnostic option”: bKash and BEAM offer mobile wallets that work on any wireless network.

Another reason for the growing adoption of mobile money, at least in the case of bKash, is the fact that it is not a single firm, but has a broad network of partners. It is linked to BRAC, a big Bangladeshi NGO, which in turn works with a vast network of mostly mom-and-pop grocery shops, which serve as retail agents for bKash. “They are like an ATM, but a more reliable one in a country where electricity can drop in and out,” says Kamal Quadir, chief executive of bKash.


About Innovation Fund Challenge

Photo by Nimai Chandra Ghosh, 2012 CGAP Photo Contest

Project background

In Bangladesh, approximately half of the adult population is unbanked. In less than four years, a mobile banking industry has emerged to meet these individuals’ needs, and has already reached over 25 million users bKash, the leading mobile money provider, conducts an average of 2 million transactions per day, and a total of nearly $1 billion US.... BRAC sees a tremendous opportunity to use mobile money to innovate, better serve clients and become more efficient. With the support of the Bill & Melinda Gates Foundation, BRAC’s social innovation lab established the BRAC Innovation Fund for Mobile Money. In the context of Bangladesh, the rapid adoption of mobile money creates exciting opportunities for new approaches in poverty reduction. As an organisation, BRAC hopes to improve operational efficiency, decrease costs, and make services more accessible to clients. Through a portfolio of diverse pilots, BRAC is experimenting with mobile money. The project began in September 2013 and will continue unil August 2016. Through this initiative, BRAC hopes to accomplish the following objectives:

  • Increase the adoption of digital financial services at BRAC, particularly in service delivery
  • Increase the adoption of digital financial services by BRAC’s clients
  • Contribute to the global discourse on digital financial services

BRAC Innovation Fund Challenge

Last year, we asked people to share ideas about mobile money, and we received 100 ideas, resulting in in 7 exciting projects . This year, we are asking for your ideas again—briefly share your idea of how mobile money can be used to deliver better, more efficient services to BRAC clients in Bangladesh. A few moments of your time can potentially make a big impact!

Challenge timeline

Support from the social innovation lab

The social innovation lab is here to help you. We have conducted extensive research on mobile money adoption within Bangladesh and around the world. Please feel free to contact us with any questions.

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Join search for Sustainainabilty;s Curricula


stories of cities surprising Belt Road Cities

BR2 Dhaka where to go to with jack ma to see banking for billion poorest girls and more

BR2  home of nilekani - the billion person id an

BR6 Luxembourg hub of aiib2019

BR0 beijing - binnaul home of BRI weher 100 most trsetd national eladers of sustainable youth likon: home of tsinghua- universitiues that dont have partnerships with tsinghua will end up failing over 505 of their stidents livelihoods

BR0 Hangzhou - home of jack ma alumni

BR0 hongkong-shenzen - one of the world's 7 most wonderful bridges - china owes more to hongkong than it recognises with a new twist - all the best manufacturing jobs died before 2015-


Shenzhen: City of the Future. 

can shenzhen show how smart manufacturing jobs dont compete with sustainable communities they collaborate with them -can hpng kong arrange daytrips to the mainland for financial mivestors to understand the future of sdg economic zones


1 Investing in Girls Sustainability Goals
1.1 BRAC -how to build 100 million person rural health service with a 20 million dollar loan and girl empowerment other most amazing stories of the world's largest NGO- join the week long celebration between academic alumni of jack ma and girl empowerment epicenttre BRAC 30 sept 2018 - queries 

1.2 BKASH 3 since april jack ma has taken 20% partnership 
1.3 China Capitalism (CC)
1.4 Project Everyone
2 ValuingYouth
2.1 partners of 7 billion peoples' S-goals-Goal 17
2.2 end poverty -Goal 1
2.3 end hunger - Goal 2
2.4 healthy, lives - Goal 3
2.5 Quality Education - Goal 4
2.6 Gender Equality -Goal 5

please make sure our future events diaries are win-win

youthbrac1.doc youthbrac1.doc, 693 KB

Entrepreneurial Revolution - an investigation started at The Economist in the 1970s as to whether intergenerational investments in future systems would empower the net generation to be exponentially sustainable. Surveys of the next 40 years asked questions of 2015-2025 such as:

Would the global financial system be designed to sustain or collapse local communities?

Would 2015-2025 be the under 30s most exciting and productive time to be alive as they linked in sustainability of the human race.  Would the parts of the Western hemisphere that advanced the industrial revolution's empires demand that its politicians, professions and academics "happily get out of the way of the sustainability generation being led by the half of youth living within 3000 miles of Beijing"?

POP -Preferential Option Poor

Would every community's most trusted practitioners be educator, health servant and banker.

What would be the top 50 MOOCS that freed access  of action learning of sustainability goals as worldwide youth's most joyful collaboration through way above zero-sum models of wporldsocialtrade? This web makes the cases that the Abed family needs to be youth's number 1 hero to MOOC with - we always love to hear who your vote for number 1 MOOC is -text usa 240 316 8157 family of unacknowledged giant


100 links to BRAC

wanted - ideas on how anywhere could unite in celebrating good news of collaborating with brac

tools worth a look

help worldwide youth  networks action learn how curriculum of BRAC makes one of top 10 networks for womens livelihoods

defining question of our life and times-can online education end youth unemployment for ever ? yes but only if you help map how!

youth world of 2013 most exciting curriculum??


top 30 twelve minutes presentations


1 the billion girl club - how the first billion teenage girls of the 21st century mentored each other in learning a living, and regenerating all 4 hemispheres

2 how open technologists helped nursing to become the most trusted grassroots information networkof the 21st century, and saved the affordability of healthcare and nutritition for everyone

3 how community clean energy microfranchises became the number 1 educational curriculum that the chinese authorities invited the world to co-blog

more coming soon

4 cashless bank-a-billion -a project of the global banks with values network

5 orphanage networks as the world's most inspired jobs agency network and home of financial literacy mooc

6 bottom-up EAgri: designing a collaboration portal on the top 30 crops that need to be mobilised by local value chain maps so that hard working nutrition workers are sustainable however small their farming assets and however variable a particular season's climate

7 what do BRAC's barefoot professionals linkin so that village organisations are collaboratively resilient whatever nature-made or man-made disasters popup


Special child health, nutrition, family and educational development series:

*The First 1000 Days



*Choices to make the first 2 years after primary

BRAC has more staff grounded round the child and parent-eye view of these challenges in the poorest communities than anyone else. Their collaboration knowhow is as valuable as body of knowhow that I have come across in studying societies' value multiplying needs in over 40 countries

Ideas on freeing media to cenebrate the pro-youth economic models which richest need to learn from poorest to genenerate the:

  • next billion green jobs
  • next billion family/community sustaining jobs
  • next billion open technology jobs most worthy of our borderless and interconnected futures


contribute to survey of world's other favorite moocs-40th annual top 10 league table

  • 1) e-ME
  • 2) 6 week tour of grameen curriculum and uniting human race to poverty museums
  • 3) 6 week tour of brac curriculum and mapping microeducation summit for post 2015 milennium goals

send votes to , Macrae Foundation

  • 4) 6 week tour of africa's free university and entrepreneurial slums
  • 5 what to do now for green energy to save the world in time
  • 6 nurses as 21st world's favorite information grassroots networkers and most economical cheerleaders more



  • 7 how food security as a mising curricululum of middle schools can co-create more jobs than any nation can dream of
  • 8 pro-youth economics and public servants
  • 9 celebrating china as number 1 creditor nation
  • 10 questions worldwide youth are asking about what was true last decade but false this decade because that's what living in the most innovative era means



at 301 881 1655 love to hear from marylanders who can contribute to MOOC valuing net generation as age of conscious capitalism

Financial literacy education links:

BRAC's partner aflatoun

uk's face




Number 1 in Economics for Youth

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