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Comment on: Topic 'Mooc Gossip': handle as the car roared away from the kerb, headed straight towards the roof's edge and then at the last second sped around a corner without slowing down. There was no one in the driver's seat. It was the prototype of Google's self-driving car and it felt a bit like being Buck Rogers and catapulted into another century. Later, I listened to Sebastian Thrun, a German-born professor of artificial intelligence at Stanford University, explain how he'd built it, how it had already clocked up 200,000 miles driving around California, and how one day he believed it would mean that there would be no traffic accidents. A few months later, the New York Times revealed that Thrun was the head of Google's top-secret experimental laboratory Google X, and was developing, among other things, Google Glasses – augmented reality spectacles. And then, a few months after that, I came across Thrun again. The self-driving car, the glasses, Google X, his prestigious university position – they'd all gone. He'd resigned his tenure from Stanford, and was working just a day a week at Google. He had a new project. Though he didn't call it a project. "It's my mission now," he said. "This is the future. I'm absolutely convinced of it." The future that Thrun believes in, that has excited him more than self-driving cars, or sci-fi-style gadgets, is education. Specifically, massive online education free to all. The music industry, publishing, transportation, retail – they've all experienced the great technological disruption. Now, says Thrun, it's education's turn. "It's going to change. There is no doubt about it." Specifically, Thrun believes, higher education is going to change. He has launched Udacity, an online university, and wants to provide mass high quality education for the world. For students in developing countries who can't get it any other way, or for students in the first world, who can but may choose not to. Pay thousands of pounds a year for your education? Or get it free online? University, of course, is about so much more than the teaching. There's the socialising, of course, or, as we call it here in Britain, drinking. There's the living away from home and learning how to boil water stuff. And there's the all-important sex and catching a social disease stuff. But this is the way disruptions tend to work: they disrupt first, and figure out everything else at some unspecified time later. Thrun's great revelation came just over a year ago at the same TED conference where he unveiled the self-driving car. "I heard Salman Khan talk about the Khan Academy and I was just blown away by it," he says. "And I still am." Salman Khan, a softly spoken 36-year-old former hedge fund analyst, is the founding father of what's being called the classroom revolution, and is feted by everyone from Bill Gates (who called him "the world's favourite teacher") down. The Khan Academy, which he set up almost accidentally while tutoring his niece and nephew, now has 3,400 short videos or tutorials, most of which Khan made himself, and 10 million students. "I was blown away by it," says Thrun. "And frankly embarrassed that I was teaching 200 students. And he was teaching millions." Thrun decided to open up his Stanford artificial intelligence class, CS221, to the world. Anybody could join, he announced. They'd do the same coursework as the Stanford students and at the end of it take the same exam. CS221 is a demanding, difficult subject. On campus, 200 students enrolled, and Thrun thought they might pull in a few thousand on the web. By the time the course began, 160,000 had signed up. "It absolutely blew my mind," says Thrun. There were students from every single country in the world – bar North Korea. What's more, 23,000 students graduated. And all of the 400 who got top marks were students who'd done it online. It was, says Thrun, his "wonderland" moment. Having taught a class of 160,000 students, he couldn't go back to being satisfied with 200. "I feel like there's a red pill and a blue pill," Thrun said in a speech a few months later. "I've taken the red pill, and I've seen wonderland. We can really change the world with education." By the time I sign up to Udacity's beginners' course in computer science, how to build a search engine, 200,000 students have already graduated from it. Although when I say "graduate" I mean they were emailed a certificate. It has more than a touch of Gillian McKeith's PhD about it, though it seems employers are taking it seriously: a bunch of companies, including Google, are sponsoring Udacity courses and regularly cream off the top-scoring students and offer them jobs. I may have to wait a while for that call, though I'm amazed at how easy Udacity videos are to follow (having tips and advice on search-engine building from Sergey Brin, Google's co-founder, doesn't hurt). Like the Khan Academy, it avoids full-length shots of the lecturer and just shows a doodling hand. According to Brin, if you have basic programming ability – which we'll all have if we complete the course – and a bit of creativity, "you could come up with an idea that might just change the world". But then that's Silicon Valley for you. What's intriguing is how this will translate into a British context. Because, of course, when it comes to revolutionising educational access, Britain has led the world. We've had the luxury of open access higher education for so long – more than 40 years now – that we're blasé about it. When the Open University was launched in 1969, it was both radical and democratic. It came about because of improvements in technology – television – and it's been at the forefront of educational innovation ever since. It has free content – on OpenLearn and iTunesU. But at its heart, it's no longer radically democratic. From this year, fees are £5,000. In America, Thrun is not the only one to have taken the pills. A year on from the Stanford experiment, and the world of higher education and the future of universities is completely different. Thrun's wasn't the only class to go online last autumn. Two of his computer science colleagues, Andrew Ng and Daphne Koller, also took part, with equally mind-blowing results. They too have set up a website, Coursera. And while Udacity is developing its own courses, Coursera is forming partnerships with universities to offer existing ones. When I met Koller in July, shortly after the website's launch, four universities had signed up – Stanford, Princeton, Michigan and Pennsylvania. Just four months later, it has 33 partner universities, 1.8 million students and is having venture capital thrown at it – $16m (£10m) in the first round. And it doesn't stop there. It's pretty remarkable that Coursera and Udacity were spun out of the same university, but also the same department (Thrun and Koller still supervise a PhD student together). And they have the dynamic entrepreneurial change-the-world quality that characterise the greatest and most successful Silicon Valley startups. "We had a million users faster than Facebook, faster than Instagram," says Koller. "This is a wholesale change in the educational ecosystem." But they're not alone. Over at Massachusetts Institute of Technology, Anant Argarwal, another professor of computer science, who also cites Khan as his inspiration (and who was, in a neat twist, once his student), has launched edX, featuring content from MIT, Harvard, Berkeley and the University of Texas System. Argarwal is not a man prone to understatement. This, he says, is the revolution. "It's going to reinvent education. It's going to transform universities. It's going to democratise education on a global scale. It's the biggest innovation to happen in education for 200 years." The last major one, he says, was "probably the invention of the pencil". In a decade, he's hoping to reach a billion students across the globe. "We've got 400,000 in four months with no marketing, so I don't think it's unrealistic." More than 155,000 students took the first course he taught, including a whole class of children in Mongolia. "That was amazing!" says Argarwal. "And we discovered a protégé. One of his students, Batthushig, got a perfect score. He's a high school student. I can't overstate how hard this course was. If I took it today, I wouldn't get a perfect score. We're encouraging him to apply to MIT." This is the year, Argarwal says, that everything has changed. There's no going back. "This is the year of disruption." A month ago, I signed up for one of the Coursera courses: an introduction to genetics and evolution, taught by Mohamed Noor, a professor at Duke University. Unlike Udacity's, Coursera's courses have a start date and run to a timetable. I quite fancied a University of Pennsylvania course on modern poetry but it had already started. This one was 10 weeks long, would feature "multiple mini-videos roughly 10-15 minutes in length", each of which would contain a number of quizzes, and there would also be three tests and a final exam. It's just me, Noor, and my 36,000 classmates. We're from everywhere: Kazakhstan, Manila, Donetsk, Iraq. Even Middlesbrough. And while I watch the first videos and enjoy Noor's smiley enthusiasm, I'm not blown away. They're just videos of lectures, really. There's coursework to do, but I am a journalist. I am impervious to a deadline until the cold sweat of impending catastrophe is upon me. I ignore it. And it's a week or so later when I go back and check out the class forum. And that's when I have my being-blown-away moment. The traffic is astonishing. There are thousands of people asking – and answering – questions about dominant mutations and recombination. And study groups had spontaneously grown up: a Colombian one, a Brazilian one, a Russian one. There's one on Skype, and some even in real life too. And they're so diligent! If you are a vaguely disillusioned teacher, or know one, send them to Coursera: these are people who just want to learn. Four weeks in, Noor announces that he's organising a Google hangout: it's where a limited number of people can talk via their webcams. But it's scheduled for 1am GMT on Sunday morning. I go to sleep instead. However I do watch the YouTube video of it the next day and it's fascinating viewing. Despite the time, Richard Herring, a train driver from Sheffield, is there, bright and alert and wanting to tell Noor how much he's enjoying the course. "Richard!" says Noor. "Nice to meet you! Your posts are amazing. I often find that before I have a chance to go in and answer a question, somebody else has already answered it, and it's often Richard. Thank you." "I just love science," says Richard. "I was never any good at school, but I've just picked it up along the way. It's a brilliant course. To get something like this without paying anything is marvellous. I'm loving it." So is Sara Groborz, a graphic designer who was born in Poland but now lives in Britain. And then there's Naresh Ramesh, from Chennai, who's studying for a degree in biotechnology, and Maria, who lives in the US and is using the course to teach her students in a juvenile correction institute. Aline, a high school student in El Salvador, comes on. She took the course, she says, because she goes to a Catholic school where they don't teach evolution. "And you're the best teacher I've ever had!" she tells Noor. How gratifying must it be to be a teacher on one of these courses? When I catch up by email with Noor the next day, he writes. "I'm absolutely LOVING it!" By phone, he says it's one of the most exciting things he's ever done. What's more, it means that next semester he's going to be able to "flip the classroom". This is a concept that Khan has popularised and shown to be successful: students do the coursework at home by watching the videos, and then the homework in class, where they can discuss the problems with the instructor. There are still so many issues to figure out with online education. Not least the fact that you don't get a degree out of it, although a university in the US has just announced that it will issue credit for it. At the moment, most people are doing courses for the sake of simply learning new stuff. "And a certificate, basically a pdf, which says this person may or may not be who they say they are," says Noor. And while computers are excellent at grading maths questions, they're really much less hot at marking English literature essays. There's a preponderance of scientific and technical subjects, but the number of humanties courses is increasing with what Koller says is "surprisingly successful" peer assessment techniques. "It can't replace a one-to-one feedback from an expert in the field, but with the right guidance, peer assessment and crowd-sourcing really does work." And in terms of content, the course I'm doing is pretty much the same as the one Noor's students take. At Duke, they have more interaction, and a hands-on lab environment, but they are also charged $40,000 a year for the privilege. It's a lot of money. And it's this, that makes Udacity's and Coursera's and edX's courses so potentially groundbreaking. At the moment, they're all free. And while none of them can compete with traditional degrees, almost every other industry knows what happens when you give teenagers the choice between paying a lot of money for something or getting it for nothing. Of course, education isn't quite an industry, but it is a business, or as Matt Grist, an education analyst from the thinktank Demos tells me, "a market", although he immediately apologises for saying this. "I know. It's terrible. That's the way we talk about it these days. I don't really like it, but I do it. But it is a market. And universities are high-powered businesses with massive turnovers. Some of the best institutions in Britain are global players these days." Grist has been looking at the funding model of British universities, and sees trouble ahead. The massive rise in fees this year is just the start of it. "We've set off down this road now, and if you create competition and a market for universities, I think you're going to have to go further." He foresees the best universities becoming vastly more expensive, and the cheaper, more vocational ones "holding up". "It's the middle-tier, 1960s campus ones that I think are going to struggle." When I ask Koller why education has suddenly become the new tech miracle baby, she describes it as "the perfect storm. It's like hurricane Sandy, all these things have come together at the same time. There's an enormous global need for high quality education. And yet it's becoming increasingly unaffordable. And at the same time, we have technological advances that make it possible to provide it at very low marginal cost." And, in Britain, the storm is perhaps even more perfect. This is all happening at precisely the moment that students are having to pay up to £9,000 a year in fees and being forced to take on unprecedented levels of debt. Students, whether they like it or not, have been turned into consumers. Education in Britain has, until now, been a very pure abstraction, a concept untainted by ideas of the market or value. But that, inevitably, is now changing. University applications by UK-born students this year were down almost 8%. "Though the number who turned up was much lower than that," Peter Lampl, the founder of the Sutton Trust, tells me. "They were 15% down." The trust champions social mobility and nothing accelerates that more than university. "That's why we're so keen on it," says Lampl. "We're monitoring the situation. We don't know what the true impact of the fees will be yet. Or what the impact of coming out of university with £50,000 worth of debt will have on the rest of your life. "Will it delay you buying a house? Or starting a family? People compare it to the States, but in America one third of graduates have no debt, and two-thirds have an average of $25,000. This is on a completely different scale." And it's amid this uncertainty and this market pressure that these massive open online courses – or Moocs as they're known in the jargon – may well come to play a role. There are so many intangible benefits to going to university. "I learned as much if not more from my fellow students than I did from the lectures," says Lampl. But they're the things – making life-long friends, joining a society, learning how to operate a washing machine – that are free. It's the education bit that's the expensive part. But what Udacity and the rest are showing is that it doesn't necessarily have to be." The first British university to join the fray is Edinburgh. It's done a deal with Coursera and from January, will offer six courses, for which 100,000 students have already signed up. Or, to put this in context, four times as many undergraduates as are currently at the university. It's an experiment, says Jeff Hayward, the vice-principal, a way of trying out new types of teaching "I'll be happy if we break even." At the moment Coursera doesn't charge students to receive a certificate of completion, but at some point it's likely to, and when it does, Edinburgh will get a cut. But then Edinburgh already has an online model. More than 2,000 students studying for a masters at the university aren't anywhere near it; they're online. "And within a few years, we're ramping that up to 10,000," says Hayward. For undergraduates, on the other hand, study is not really the point of university, or at least not the whole point. I know a student at Edinburgh called Hannah. "Do you have any lectures tomorrow?" I text her. "Only philosophy at 9am," she texts back. "So obviously I'm not going to that." She's an example of someone who would be quite happy to pay half the fees, and do some of the lectures online. "God yes. Some of the lecturers are so crap, anyway. We had a tutorial group the other day, and he just sat there and read the paper and told us to get on with it." Max Crema, the vice-president of the student union, tells me that he's already used online lectures from MIT to supplement his course. "Though that may be because I'm a nerd," he concedes. "The problem with lectures is that they are about 300 years out of date. They date back to the time when universities only had one book. That's why you still have academic positions called readers." I trot off to one of them, an actual lecture in an actual lecture theatre, the old anatomy theatre, a steeply raked auditorium that's been in use since the 19th century when a dissecting table used to hold centre stage, whereas today there's just Mayank Dutia, professor of systems neurophysiology, talking about the inner ear. He's one of the first academics signed up to co-deliver one of the Coursera courses come January, although he defends the real-life version too: "Universities are special places. You can't do what we do online. There's something very special in being taught by a world leader in the field. Or having a conversation with someone who's worked on a subject their whole lives. There's no substitute for this." There isn't. But what the new websites are doing is raising questions about what a university is and what it's for. And how to pay for it. "Higher education is changing," says Hayward. "How do we fund mass global education? There are agonies all over the world about this question." There are. And there's no doubting that this is something of a turning point. But it may have an impact closer to home too. Argarwal sees a future in which universities may offer "blended" models: a mixture of real-life and online teaching. Coursera has already struck its first licensing deal. Antioch College, a small liberal arts institution in Ohio, has signed an agreement under which it will take content from Duke University and the University of Pennsylvania. And a startup called the Minerva Project is attempting to set up an online Ivy League university, and is going to encourage its students to live together in "dorm clusters" so that they'll benefit from the social aspects of university life. Seeing how the students on Coursera and Udacity organise themselves, it's not impossible to see how in the future, students could cluster together and take their courses online together. For free. There's so much at stake. Not least the economies of dozens of smallish British cities, the "second-tier" universities that Matt Grist of Demos foresees could struggle in the brave new free education market world. At Edinburgh, fees are having an effect – applications are down – but "most students seem to see it as mañana money," says Jeff Hayward. "It's still hypothetical at the moment." But this is the first year of £9,000 fees. An English student at Edinburgh (it's free for Scottish students), where courses are four years, is looking at £36,000 of debt just for tuition. And maybe another £30,000 of living expenses on top of that. These websites are barely months old. They're still figuring out the basics. Universities aren't going anywhere just yet. But who knows what they'll look like in 10 years' time? A decade ago, I thought newspapers would be here for ever. That nothing could replace a book. And that KITT, David Hasselhoff's self-driving car in Knight Rider was nothing more than a work of fantasy. …; Added by chris macrae at 11:51am on February 10, 2013

Topic: coursera with wiki pages: w China, 1700-2000: New Data and New Methods, Part 1 AI Planning Aléatoire: une introduction aux probabilités Algebra Algorithms: Design and Analysis I Algorithms: Design and Analysis II Analyzing Global Trends for Business and Society An Introduction to Functional Analysis An Introduction to Global Health An Introduction to Recommender Systems Analyse numérique Archaeology's Dirty Little Secrets Art and Archaeology of Ancient Nubia Astrobiology and the Search for Extraterrestrial Life Course AstroTech Beginning Game Programming with C# Bioelectricity: A Quantitative Approach Buddhism and Modern Psychology Calculus One Calculus: Single Variable Calvin - Histoire et réception d'une Réforme Chemistry: Concept Development and Application Climate Literacy: Navigating Climate Change Conversations Coding the Matrix: Linear Algebra through Computer Science Applications Comparative Democratic Development Competitive Strategy Compilers Computational Investing Part 1 Computational Methods for Data Analyses Computational Neuroscience Computer Networks Computer Vision Computing for Data Analysis Conception et mise en oeuvre d'algorithmes Conditions of War and Peace Constitutional Struggles in the Muslim World Control of Mobile Robots Cosmology: Galaxies and Cosmology Crafting an Effective Writer: Tools of the Trade Creative Programming for Digital Media and Mobile Apps Creative, Serious and Playful Science of Android Apps Programming Mobile Applications for Android Handheld Systems Data Analysis Data Analysis and Statistical Inference Data Science Specialization Track Data Management for Clinical Research Democratic Development Design Creation of Artifacts in Society Digital Signal Processing Digital Sound Design Dino 101: Dinosaur Paleobiology Discrete Optimization Drugs and the Brain Early Renaissance Architecture in Italy Economics of Money and Banking (Part One) **** Egiptología (Egyptology) Einstein (Understanding Einstein) E-learning and Digital Cultures Emergence of the Modern Middle East, The English Composition 1: Achieving Expertise English usage in Medical and Biological Sciences Experimental Genome Science Experimentation for Improvement Fantasy and Science Fiction Foundations of Business Strategy Foundations of Teaching for Learning Functional Programming Principles in Scala Fundamentals of Digital Image and Video Processing Fundamentals of Online Education: Planning and Application Game Theory Gamification Global Health: An Interdisciplinary Overview Globalization and You Going Out on a Limb: Anatomy of the Upper Limb Greek and Roman Mythology Health For All Through Primary Health Care Health Informatics in the Cloud Healthcare Innovation and Entrepreneurship Heterogeneous Parallel Programming History and Future of (Mostly) Higher Education How to Change the World **** Human-Computer Interaction Human Evolution 001 Image and video processing: From Mars to Hollywood with a stop at the hospital Information Security and Risk Management Initiation à la théorie des distributions Internet History, Technology, and Security Interprofessional Healthcare Informatics Introduction to Astronomy Introduction to Computational Finance and Financial Econometrics Introduction to Cryptography Introduction to Data Science Introduction to Finance Introduction to Genetics and Evolution Introduction to Guitar Introduction to Improvisation Introduction to Interactive Programming in Python Introduction to Logic Introduction to Mathematical Thinking Introduction to Music Production Introduction to Operations Management Introduction to Programming for Musicians and Digital Artists Introduction to Psychology Introduction to Sustainability Introduction to Systems Biology Introduction to Teaching for Learning Introduction à la théorie de Galois Introduction to Thermodynamics Introductory Human Physiology Introductory Organic Chemistry Part 1 Language and complexity theory Law and the Entrepreneur Learn To Program: The Fundamentals Machine Learning Major Depression in the population: A public health approach Malicious Software and its Underground Economy Two Sides to Every Story Massive Teaching Mathematical Biostatistics Boot Camp Medical Neuroscience Metadata: Organizing and Discovering Information Microeconomics Principles Model Thinking Modern European Mysticism and Psychological Thought Natural Language Processing Networked Life Neural Networks for Machine Learning Organizational Analysis Pattern-Oriented Software Architectures for Concurrent and Networked Software "Pay Attention!!" ADHD Through the Lifespan Pensamiento Científico Pre-Cálculo Pre-Calculus Preparation for Introductory Biology Principles of Computing Principles of Economics for Scientists Principles of Obesity Economics Probabilistic Graphical Models Programmed Cell Death Programming Languages Programming for Everybody Quantum Mechanics and Quantum Computation Roman Architecture Russians - Understanding Cultures Science, Technology, and Society in China I: Basic Concepts Scientific Computing Securing Digital Democracy Social Context of Mental Health & Illness Social Network Analysis Social Psychology Software Defined Networking Songwriting Sports and Society Startup Engineering Statistical Reasoning for Public Health: Estimation, Inference, & Interpretation Statistics One Statistics: Making Sense of Data Surviving Disruptive Technologies Sustainability of Food Systems Synapses, Neurons and Brains Systematic Program Design TechniCity Tecnologías de información y comunicación en la educación Terrorism, Counterterrorism: comparing theory to practice The Age of sustainable Development The Ancient Greeks The Diversity of Exoplanets The Fiction of Relationshp The Journey of Mathematics 数学之旅 The Modern and the Postmodern The Power of Macroeconomics: Economic Principles in the Real World The Power of Microeconomics: Economic Principles in the Real World The Science of Gastronomy The Science of Safety in Healthcare Think Again: How to Reason and Argue Traditional Chinese Medicine and Chinese Culture 中医药与中华传统文化 Translations-001 (Global Translator Community) Turn Down the Heat: Why a 4°C Warmer World Must be Avoided Understanding Media by Understanding Google Understanding the Brain: the Neurobiology of Everyday Life Useful Genetics Virology1 Warhol Web Intelligence and Big Data Women and the Civil Rights Movement Writing in the Sciences Writing Like Mozart …; Added by chris macrae at 12:32pm on July 6, 2014

Topic: Yin and Yang of Capitalism and Communism: oudly they use propaganda to claim the opposite YANG to the extent that alumni of Adam Smith saw the freedom purpose of economicsas designing systems/futures that improve the human lot, we agree with this teaching of .. Kenneth Boulding 1968 - Economics as a ( Systems) Science: The historical significance of capitalism is precisely a society in which exchange has become a more important source of power than threat Jargon - entrepreneur (french between taker) originates circa 1800 from how to design a more socially productive economy after a place's peoples have found it necessary to cut off the heads of the top 0.1% who were monopolising all productive assets and rules over systems. My father Norman Macrae whose work at The Economist aimed to design better futures for all peoples chose term Entrepreneurial Revolution from 1972 to linkin his life's work on how to invest in youth of the first net generation being 10 times more oroductive, collaborative and sustainable through every community online library of norman macrae - The Economist's Unacknowledged Giant In the following we aim to make some observations as mathematical designers of systems measured to have expoential future impacts - we are not intentionally subcribing to any one party political view against another, nor do we wish to support any particular culture. But since anyone who pens words comes from somehere - we hope we express the view of diaspora scots. Soon after 1700, as a conseqeunce of international financial fraud, scots lost more than half of their savings. They were taken over by England and by 1850 over half had ben forced to emigrate to remain entrepreurially free and happily life rewarding. So we prefer a worldwide perspective but one that is grounded in the village of community's most urgent needs we find our families (especially our children) living through. WHERE IS THE FUTURE OF CAPITALISM THAT FAMILIES WORLDWIDE MOST VALUE FOR CHILDREN? The introduction of most media gives away some of the commons - especially local access to community spaces - unless specifically designed not to compound this loss of freedom. Some apparently small media extensions - eg first to control audio taping alongside radio waves - have had terrifying first users -in this case Hitler. Another problem is caused by so-called democratic governments who sell out new media licenses to the highest bidder. From the politician's short-term electioneering point of view this revenue gain will be attractive to the populace since in the short-term it replaces need for more taxes. However a case can be made , for example, that USA sold up so much tv to commercial advertisers keeping so little public service - that the exponential consequence was the loss of whole truth integrity of public servants , the excesses of addiction, fear, image-making over real purpose,fatal conceit at the top of governance and academia, short-term greed replacing inter-generation investment. Whether you attribute these crises in turn of millennium US system design to this or other factors, the hard working endeavours of the American people and the national system they are now stuck in are 2 very dfferent dynamics- reference how this future history played out: neurotic trillionaire survey of america's 3rd century x 10 May 1969 Where can Hi-Trust Capitalism help youth replace phony capitalism ....... . [PDF] (GABV) was founded in 2009 as an independent network www.gabv.org/wp-content/uploads/Full-Report-GABV-v9d.pdf You +1'd this publicly. Undo File Format: PDF/Adobe Acrobat Funded by The Rockefeller Foundation, Triodos Foundation, BRAC and BRAC ...... Abed (BRAC Bank), Luis Felipe Derteano (Mibanco), and Thomas Jorberg (GLS ... In all economies new external capital will be required for banks with Values ... 2012 update at 3rd norman macrae remebrance party, our chief guest of honor was sir fazle abed: in a 2 hour dilaogue his most exciting experiment of the year: cashless banking www.bkash.org ... Extracts from The Econmist's Unacknowledge Giants Last Articles 2008 - more at consider bangladesh THE IMPORTANCE OF DR YUNUS By Norman Macrae, Saint James, London, February 2008: UK Launch of Creating World without Poverty: Social Business & Future of Capitalism The Nobel Peace Prize for 2006 was controversially awarded in Oslo to a "banker for the poor" in once basket case Bangladesh. Since the microcredit system pioneered by this Doctor Muhammad Yunus really has raised record millions of Bangladeshi women from the world’s direst poverty, Yunus was greeted on his recent visit to London largely by the misunderstanding Left. But as an octogenarian Free Marketer, I also had lunch with him and thrill fully to his stated aim to "harness the powers of the free market to solve the problems of poverty", and his brave belief that he can "do exactly that". This apparent appearance of a viable system of banking for the poor has important implications we had better start by examining how microcredit almost accidentally came about. START IN A STARVING VILLAGE During Bangladeshi’s terrible famine year of 1974, Dr Yunus ( who had attained his doctorate in economics in a fairly free market American university) was back at his 1940 birthplace of Chittagong, Professor of Economics at the university there. He took a field party of his students to one of the famine threatened villages. They analysed that all 42 of the village’s small businesses (tiny farm plots and retail market stalls) was indeed going bust unless they could borrow a ridiculously tiny total $27 on reasonable terms. First thought was to give the $27 as charity. But Yunus lectured that a social business dollar that had to be paid back from careful use in an income generating activity, was much more effective than a charity dollar which might be used only once and frittered away. All of those first 42 loans were fully repaid, and lent back, and after 9 years further experiments Yunus in 1983 founded his Grameen (which means Village) Bank. Its priority was to make loans that were desperately needed by the poor instead of the usual banking priority to make the safest loans to the rich who could provide collateral against what they happened to want to borrow. In the next 23 years, Grameen provided $6 billion of loans to poor people with an astonishing 99% repayment rate. In 2006, it had seven million borrowing customers, 97% of them women (who tend to be the poorer sex in rural Islamic societies) in 73000 villages of Bangladesh. Microcredit had by then reached 80% of Bangladeshi’s poorest rural families and over half of Grameen’s own borrowers had risen above the absolute poverty line. When a Grameen bank manager goes to a new village, he has entrepreneurially to search for poor but viable borrowers . He earns a star if he achieves 100% repayment of loans, and another star if he attains achievement of the 16 guarantees that all customers are asked to pledge, ranging from intensive vegetable growing through attendance of all children at school, to abolition of dowries. A branch with five stars would oftenb transfer to ownership by the poor women themselves. A branch with no stars would be in danger of closing, so borrowers tend to rally round with suggestions, such as which unreliable repayers to exclude. An extraordinary income generator was the profession of telephone ladies. They borrowed enough to buy a cheap mobile phone from a Grameen subsidiary. They world draw fees for phoning to see if more profitable prices for crops were available in a neighbouring village, and from anybody who wanted to hire the phone to contact the outside world. This is a job that could only become important in a microcredit setting; the owner of a mobile phone in richer suburbia would not find many customers to hire her set. Village garment-makers were soon exporting clothes to far countries which made free trade by the importing countries important. One special desire of Yunus was to improve the nutrition of poor children in the villages of Bangladesh, and he formed a social business with the large French food multinational called Danone. Grameen-Danone test marketed to find what sorts of fortified yogurt Bangladeshi children would like. Although Danone at first wanted large plants with refrigerated systems, Grameen won the debate to make then small plants who bought local milk and very cheap local distributors who knew which families had children who might buy the cheap yogurt fresh. Danone had to agree not to pay any dividend from the sales of the yogurt in Bangladesh so as to keep the price cheap at a few US cents per cup, but its $1 million investment remains returnable and it has learnt a lot about sales of a new product in poor countries. THE FUTURE Will such Social Businesses spread as far as Yunus hopes? My view is that the Grameen experiment may prove to be most important for what might be called its macroeconomic impact. When more formal banking for the rich is intermittently in crisis, as is happening now. In this 2008, conventional bankers to the rich have trotted in panic behind the American giants who grossly mislent on subprime mortgages, and then sold these loans on in "securitised", and exploding and even "derivitavised" packages to weaker funds and banks who have frantically tried to disguise from their shareholders and from themselves how unmarketable and worthless some of these assets are. If all bank statements in early 2008 had been utterly and appallingly honest, runs by depositors out of them could already have accelerated out of control. Such banking crises are likely to recur before and after next January when a new American president takes office... ----------------------------------------------------------- I am pleased to be informed that The Economist is organizing a remembrance party of Norman Macrae on 16 November 2010. Mr Macrae was a rational optimist as well as a liberal economic journalist who was influential in both the academic world and the world of practice. I am happy that when I met Norman Macrae he was so enthusiastic about Grameen Microcredit, Social Business and our own entrepreneurial economics in Bangladesh. Over the years Norman made important contributions in several capacities. To many, he was best known as a prudent futurist. I look forward to the publications, including the Journal of Social Business, which friends of Norman Macrae are helping support. This will not only raise the profile of the sector in general, I feel the platform for improvement and growth of what this journal has started will be successfully set. I believe the article "Consider Bangladesh" by Norman Macrae will play a key role in promoting the concept of social businesses. I sincerely thank Macrae Family for promoting Social Business and I wish success in all its endeavors. Sincerely, Muhammad Yunus ..... ------------------------------------------ Remembering Norman Macrae 1923-2010 How to Avert A Great Depression Through the Hungry 2010s? Answer, By Making All Banking Very Much Cheaper This was Norman Macrae's last article written in December 2008 If banks in rich democracies had been truly competitive institutions, at least one of them somewhere would have seized the main opportunity created by the computer. This main opportunity was to make all deposit-banking vastly cheaper than ever before. By this cheapening it should make such banking hugely more profitable. Then further competition would search for the cheapest ways to guide all the world's saving into the most profitable (or otherwise most desirable) forms of capital investment, thus enriching all mankind. Instead, during 2008 the total losses of banks in rich democracies - in North America, West Europe and Japan - soared into trillions of dollars. Fearful for their solvency, these banks virtually stopped lending. The issuance of corporate bonds, commercial paper, and many other financial products largely ceased. Hedge and insurance firms also crashed. Mankind is thus threatened in the 2010s with its longest great depression since the hungry 1930s. Why? The strange answer seems to be that other happy consequences of modern technology promised to make this cheapening even faster. Call centres in Bangalore vastly undercut the middle class salaries of Midland bank clerk who until the 1950s expensively answered clients' questions in their branches in the City of London. Cheap mobile phones kept village ladies in once miserable Bangladesh as fully in touch with market prices as is the chief research officer of the First National Bank of Somewhere in California. His weekly salary is still 1000 times greater than the previous annual earnings of that village lady. The cost-effective way of running the old Midland or First National then seemed to be to cut its total salary cost by something like 99%. This did not please Western welfare governments, or the decent chief executives of the old Midland or First National bank. 3 Awaiting the sensation of a short sharp shock From a cheap and chippy chopper on a big black block - WS Gilbert in The Mikado - why it is uncomfortable to work in an industry which needs 99% redundancies. Western welfare governments have long preferred to run their banks in high cost cartels, and even invented reasons why this seems to be moral. Their deposit-banks have usually kept in cash only 10% of the total amount deposited with them. If 11% of depositors suddenly feared that their banks might go bust, this could accelerate a run that would send them bust indeed. Governments therefore thought that depositors would be less fearful if they were assured that the banks were officially and tightly regulated. Actually, this mainly meant that the banks had to hire ever more expensive lawyers so as to escape any crippling consequences from this regulation. The attached quote shows that Samuel Pepys understood this fact of life in his Diaries of July 21, 1662. I see it is impossible for the King to have things done so cheaply as do other men - Samuel Pepys on discovering an important commercial fact of life in his Diary, 21 July, 1662 The decent bosses of the deposit banks felt that the best way of avoiding sacking nine tenths of their staffs was by competing with a very different sort of financing called merchant banking whose earnings and bonuses were far more generous than those given to their own staff. These merchant banks were of peculiarly differing pedigree. In London, it was assumed that they could best be run by families like Barings who had done the job for over 200 years. In the 1990s, Barings went totally bust because one of its hired traders bet much of its money on a hunch that a bad earthquake in Japan meant that the shares of Japanese banks and insurance companies would become more profitable. In Zurich, merchant banks felt it most moral to keep the accounts of their depositors totally secret, especially if these accounts were being used to defraud their own countries' tax authorities. In 2008 those 4 secretive banks were then defrauded. In Wall Street, Goldman Sachs and Lehman Bros bid up their annual bonuses to millions of dollars for each partner. In 2008 even Goldman Sachs made a loss and Lehman Bros went bust. A former chairman of the Federal Reserve argues that "fearful investors clearly require a far larger capital cushion to lend unsecured to any financial intermediary now". He therefore thinks that taxpayers money should be ladled into them to make those investors less fearful. This seems far more likely to make depositors intermittently more terrified and cause any depression into the 2010s to linger on and on. In the 1930 s, the chief economic adviser to the government of Siam was called Prince Damrong. I try always to remember it - quote from former director of International Monetary Fund. One of the few big banks to make a profit in 2008 was the Grameen Bank (which means Village Bank) in that once basketcase country called Bangladesh. The sole staff in a branch serving several villages was once a woman student. It is now more usually someone who has learnt to use the computer in the right way. The rest of this report will examine how this marvellously costcutting operation works. Large banks mislending to the rich have run into losses that have created the slump. Politicians, thinking they are saving the world, are mislending huge sums to these mislenders and will eventually make the slump worst. 5 How to create cost-cutting banks? To begin with Consider Bangladesh - peculiar as this may seem. START IN A STARVING VILLAGE The Nobel peace prize for 2006 was controversially awarded, in Oslo, to a "banker for the poor" in usually unfashionable Bangladesh. Since the microcredit system pioneered by this Dr Muhammad Yunus really has lifted record millions of Bangladeshi women from the world's direst poverty, some of the world's toughest tycoons have thrilled to his stated aim to "harness the powers of the free market to solve the problems of poverty". To his fans' delight and astonishment, he is achieving exactly that. In the past quarter of a century, his Grameen Bank has lent (without collateral or lawyers) increasing billions of dollars to millions of poor women in the previously starving villages of Bangladesh, and got an extraordinary 99% repayment back. His often illiterate customers have started millions of successful small businesses in unimagined fields like mobile telephone ladies and saleswomen of the world's cheapest yogurt. All these successes have been won by keeping costs incredibly low. A banking operation that would cost Goldman Sachs $100 in New York or London would cost Grameen in Bangladesh well under 100 cents. This is a huge development in human history. Money can now be directly channelled into productive use by the world's poorest people, while unsuccessful lending to the rich has caused a world slump. How do we switch custom to cost-cutting banks? .... …; Added by chris macrae at 7:16am on January 4, 2013

Topic: agenda of first summit-mooc: nterim Executive Director, 92Y Pete Cashmore / CEO & Founder, Mashable The Next 15 Years: How will technology, data and digital media shape our world?12:06 PM Helen Clark / Administrator, United Nations Development Programme HRH Crown Princess Mette-Marit of Norway / HRH Crown Princess of Norway Paul Polman / CEO, Unilever Phumzile Mlambo-Ngcuka / Under-Secretary-General and Executive Director of UN Women, United Nations Stacy Martinet / Chief Marketing Officer, Mashable Shift: How We Think Changes What We Do12:27 PM Ben Keesey / CEO, Invisible Children, Inc. Zoe Fox / Reporter, Mashable Democratization of Giving12:38 PM Helen Clark / Administrator, United Nations Development Programme Jean Case / CEO, Case Foundation Kathy Calvin / CEO, United Nations Foundation Matthew Bishop / US Business Editor and New York Bureau Chief , The Economist The Quest for Conflict Free Technology: The New Wave of Natural Resources12:54 PM Marcus Bleasdale / Photographer, National Geographic Young, Global and Connected: New Ideas in Technology, Diplomacy, and Outreach1:05 PM Ahmad Alhendawi / Secretary-General's Envoy on Youth, United Nations Ruma Bose / Serial Entrepreneur, Investor, Philanthropist and Author Tina Wells / CEO & Founder, Buzz Marketing Group Zeenat Rahman / Special Adviser to Secretary Kerry for Global Youth Issues, U.S. Department of State The Future of News: From Passive to Active, Combining Awareness and Activism1:26 PM Bryn Mooser / Co-Founder, RYOT.org David Darg / Co-Founder, RYOT.org Ian Somerhalder / Actor/Entrepreneur, RYOT.org Pete Cashmore / CEO & Founder, Mashable Competing Pressures: The Struggle for the Future of Attention1:47 PM Matt Wallaert / Behavioral Scientist, Bing We Don't Have Time to Think Short-Term Any Longer1:55 PM Paul Shoemaker / Executive Connector, SVP Seattle Making Malaria “the First Disease Beaten By Mobile”2:06 PM Martin Edlund / CEO, Malaria No More Changing The World 2.0: Volunteerism2:17 PM Abdel-Rahman Ghandour / Deputy Director of Communications, UNDP Amita Dahiya / Volunteering and Post-2015 National Coordinator , United Nations Volunteers (UNV) India Dan Frankowski / UN Online Volunteer, Maventy and Data Scientist, Pinterest Richard Dictus / Executive Coordinator, United Nations Volunteers Sam Santiago / Principal, Community Programs, American Airlines Beyond the University2:38 PM Michael Roth / President, Wesleyan Keynote Listener - Judith Rodin2:49 PM Judith Rodin, Ph.D. / President, The Rockefeller Foundation Defending the Defenders: a Conversation with U.S. Ambassador to the United Nations Samantha Power on Addressing the Crackdown on Civil Society3:00 PM Pete Cashmore / CEO & Founder, Mashable Samantha Power / U.S. Permanent Representative to the United Nations Remarks from the Deputy Secretary General of the United Nations3:37 PM Jan Eliasson / Deputy Secretary-General of the United Nations The New Africa Rising3:45 PM Magatte Wade / Founder and CEO , Tiossan Teddy Ruge / Cofounder, Project Diaspora Sustainable Energy and Global Youth: Making a Complex Issue Fun and Accessible For a Measurable Difference 3:45 PM Dick Gephardt / Former U.S. House Majority Leader / Former U.S. Presidential Candidate Jeff Martin / CEO & Founder, Tribal Brands, Inc. and Tribal Technologies, Inc. Jessica O. Matthews / CEO, Uncharted Play, Inc. Kathy Calvin / CEO, United Nations Foundation Nebahat Albayrak / VP of External Affairs, Upstream International at Shell Rebeca Grynspan / United Nations Under-Secretary-General and UNDP Associate Administrator will.i.am / Seven-time Grammy winner, producer, entrepreneur and philanthropist Keynote Listener - Michael Elliott4:31 PM Michael Elliott / President & CEO, ONE How Technology is Helping Unexpected Heroes Change the World 4:42 PM Emma Axelrod / Student Jennifer Dulski / President & COO, Change.org How Broadband Will Change the World4:53 PM Hans Vestberg / President & CEO, Ericsson Jeffrey D. Sachs / Director, The Earth Institute at Columbia University The Global Economy Will be Run By Women5:14 PM Asha Curran / Director of the Center for Innovation & Social Impact, 92Y Bea Perez / Chief Sustainability Officer , The Coca-Cola Company Kathryn Dickey Karol / Vice President, Caterpillar Inc. Noa Gimelli / Director of the Women’s Economic Opportunity Initiative , ExxonMobil Improving and Saving the Lives of Others5:35 PM Ernesto Argüello / Humanitarian & Entrepreneur Keynote Listener - Dr. Jim Yong Kim5:43 PM Jim Yong Kim / President, World Bank Breaking the Silence Forever: The Digital Revolution Powered by Women Worldwide5:54 PM Jensine Larsen / CEO & Founder, World Pulse Neema Namadamu / Activist, Democratic Republic of Congo Keynote Listener - Amina Mohammed6:05 PM Amina J. Mohammed / Special Advisor, United Nations The Charity Concert 2.0: No Ticket Required6:16 PM Adam Ostrow / Senior Vice President of Content and Executive Editor, Mashable Christina Grimmie / Recording Artist Jeff Davidoff / Chief Marketing Officer, ONE Kerry Steib / Director of Social Good, Spotify Musical Performance6:37 PM Christina Grimmie / Recording Artist Monday, September 23Mon 09/23 Handwashing To Save Lives: A Campaign to Help Every Child Reach 512:00 PM Kajol Devgan / Indian Actor and 'Help a Child Reach 5' Advocate Letting Girls Lead12:06 PM Elba Velasquez Hernandez / Advocate, Adolescent Girls Advocacy & Leadership Initiative Keynote Listener - Melinda Gates12:12 PM Melinda Gates / Co-chair, Bill & Melinda Gates Foundation +SocialGood: From Connection to Action12:18 PM Esther Agbarakwe / Founder, Nigerian Youth Climate Coalition Maria A. Ressa / CEO & Founder, Rappler.com Melinda Gates / Co-chair, Bill & Melinda Gates Foundation Next Generation Brain Trust: Connecting Technology & Human Capacity to Propel Innovation & Empower Health Leaders12:34 PM Barbara Bush / CEO & Co-Founder, Global Health Corps Nina Nashif / CEO & Founder, Healthbox Patty Mechael / Executive Director, mHealth Alliance Raj Kumar / President, Devex Making Sustainability Possible12:55 PM Steve Howard / Chief Sustainability Officer, IKEA Group Setting the Scene1:03 PM Al Gore / Former Vice President We're Already Paying the Cost of Carbon1:14 PM Joseph Romm / Founding Editor, ClimateProgress.org Today's Solutions, Tomorrow's Future1:20 PM Maggie Fox / President & CEO, The Climate Reality Project Timothy E. Wirth / Vice Chairman, United Nations Foundation and Better World Fund Ending Energy Poverty: How to Power the World1:36 PM Bahareh Seyedi / Energy Policy Specialist, Environment and Energy Group of UNDP Dave ‘Phoenix’ Farrell / Bassist, Linkin Park Florian Juergs / CEO, kuuluu Interactive Entertainment AG Pete Cashmore / CEO & Founder, Mashable Rob Bourdon / Drummer, Linkin Park A Price on Carbon: How the Future Succeeds1:52 PM Christiana Figueres / Executive Secretary, UNFCCC Joseph Romm / Founding Editor, ClimateProgress.org Rachel Kyte / Vice President of Sustainable Development, World Bank Millennials Leading the Way2:08 PM Al Gore / Former Vice President Parker Liautaud / Polar Explorer Breaking Through: 24 Hours of Reality2:19 PM Maggie Fox / President & CEO, The Climate Reality Project Stacy Martinet / Chief Marketing Officer, Mashable Where We Go From Here2:30 PM Al Gore / Former Vice President Revolution & The Power of Entertainment: A collaboration between Bad Robot and the UN2:36 PM J.J. Abrams / Founder and President, Bad Robot Productions Peter Launsky-Tieffenthal / Under-Secretary-General for Communications and Public Information, United Nations Tapping into the Invisible Innovator2:47 PM Jack Andraka / Student/Cancer Researcher Empowering a Billion Women by 20202:56 PM Claudia Chan / Women's Media Entrepreneur & Founder SHE Summit, ClaudiaChan.com Ingrid Vanderveldt / Entrepreneur What’s Your Place in the World? Building Community in the Heart of Every City3:07 PM Susan Silberberg / Lecturer, MIT The Future of Inclusive Financial Services -- Digital, Social, Mobile3:18 PM Aldi Haryopratomo / CEO, Ruma Arjuna Costa / Investment Partner, Omidyar Network Casey Gheen / Director of Finance and Corporate Development, Lenddo Priya Jaisinghani / Director of Mobile Solutions, Office of Innovation and Development Alliances for the U.S. Agency for International Development Leading Girls Forward Passed Adversity3:34 PM Elizabeth Gore / Resident Entrepreneur , United Nations Foundation Malala Yousafzai / Educational Campaigner Shiza Shahid / Founder and Executive Director, The Malala Fund Turning the Internet Red3:50 PM Anastasia Khoo / Marketing Director, Human Rights Campaign Is Shock Value an Effective Way to Spur Social Good?3:58 PM David Harris / Executive Creative Director, Draftfcb London Neeraj Mistry / Managing Director, Global Network for Neglected Tropical Diseases Peter Koechley / Co-Founder, Upworthy Embracing Your Inner Punk Rock to Change the World 4:14 PM Ned Breslin / CEO, Water For People Innovating Mobile Health for Present and Future Generations4:22 PM Sarah Ingersoll / Director, text4baby Equality Everywhere: The Politics of Coming Out in the Digital Age4:30 PM Andre Banks / Co-founder and Executive Director, All Out Sarah Kramer / Journalist Movement-building: How Large Organizations Can Be Big, Bold, and Nimble4:46 PM Anthony Romero / Executive Director, American Civil Liberties Union Jeremy Heimans / CEO & Founder, Purpose Phil Radford / Executive Director, Greenpeace Never Waste a Crisis: Cultivating Resilience to Flourish in the Future5:02 PM Pat Christen / CEO, HopeLab Defeating AIDS: The Opportunity of Our Generation5:10 PM Barbara Lee / Congresswoman Charlize Theron / Maranda Pleasant / Founder and Editor, ORIGIN Magazine Mark Dybul / Executive Director , Global Fund to Fight AIDS, Tuberculosis and Malaria. Mothers Connect for a Healthier World5:31 PM LaShaun Martin / National Director of Social Media and Community Service, Mocha Moms, Inc. Lynda Lopez / Anchor, WCBS Newsradio 880 Sarah Colamarino / Vice President of Strategic Partnerships, Johnson & Johnson Sharon Kathryn D’Agostino / Vice President, Corporate Citizenship, Johnson & Johnson Toyin Ojora-Saraki / Founder and Director, The Wellbeing Foundation Africa Using Feedback Loops to Create the iPhone of philanthropy, governance and aid.5:52 PM Dennis Whittle / Leadership Group Member, Ashoka Making Peace with Technology: Drones, UAVs and Satellites as Tools for Social Good6:00 PM Andreas Raptopoulos / Founder and CEO, Matternet John Prendergast / Co-founder, The Enough Project Kevin S. Kennedy / Chief, Integrated Training Service UN Department of Peacekeeping Operations & Field Support Peter Yeo / Executive Director, The Better World Campaign Whitney Williams / President and Founder, williamsworks The Key is We - Global Collaboration Now6:21 PM Beejaye Kokil / Manager of Economic & Social Statistics, African Development Bank Harbrinder S. Kang / Sr. Director, Corporate Affairs, Cisco Systems, Inc. Ron Garan / Astronaut, NASA Ice Music: Sound from Science6:42 PM DJ Spooky / DJ and Artist The Intersection of Technology and Peace Introduction6:50 PM Carl Bildt / Sweden's Minister for Foreign Affairs Empowered Youth: Catalysts today for a better tomorrow6:56 PM Glen Mehn / Managing Director, Social Innovation Camp Nnenna Nwakanwa / Founder, Nnenna.org Yasmin Green / Principal, Google Ideas Empowering Youth Peacemakers Through Technology6:56 PM Hans Vestberg / President & CEO, Ericsson Okello Sam / Founder, Hope North Child Soldiers Never Again: Protecting Children Caught in Conflict7:33 PM Grace Akallo / Founder and Executive Director, United Africans for Women and Children’s Right (UAWCR) Leila Zerrougui / Special Representative, Secretary-General for Children and Armed Conflict Mark Goldberg / Managing Editor, UN Dispatch Victor Ochen / Founder and Head, African Youth Initiative Network (AYINET) Tuesday, September 24Tue 09/24 The Real Impact of Telling True Stories12:00 PM Mariane Pearl / Managing Editor, Chime for Change Maz Kessler / Founder, Catapult Why Business as Usual is No Longer an Option for Business: The Case for a Plan B12:11 PM Sir Richard Branson / Founder , The Virgin Group Big Data in the Era of Social Good12:27 PM Carlo Ratti / Architect/Engineer Elaine Weidman-Grunewald / Vice President of Sustainability and Corporate Responsibility (CR) , Ericsson Robert Kirkpatrick / Director , Global Pulse Robyn Peterson / Chief Technology Officer , Mashable What Happens When Everything Happens Now12:43 PM Douglas Rushkoff / Author Syria: Refugees, Faith & the Citizen Voice1:05 PM Anna Therese Day / Independent Journalist Aziz Abu Sarah / Executive Director, Center for World Religions, Diplomacy and Conflict Resolution David Miliband / President and CEO, International Rescue Committee Rajesh Mirchandani / World Affairs Correspondent, BBC The Ocean vs. Space: Which is really the Final Frontier?1:26 PM Alexandra Hall / Senior Director, Google Lunar XPRIZE Paul Bunje / Senior Director, Oceans, XPRIZE Women Leaders Cultivating Long-term, Systemic Solutions to Climate Change1:42 PM Carmen Capriles / Founder-Coordinator, Reacción Climática Jody Williams / Chair, Nobel Women's Initiative Osprey Orielle Lake / Founder , International Women's Earth and Climate Initiative Rosemary Enie / Director, Women's Environment Climate Action Network Sally Ranney / President, American Renewable Energy Institute Creative for Good: Creating Bold and Effective Social Issue Campaigns2:03 PM David Gallagher / CEO, Europe, Ketchum Jenny Nicholson / Associative Creative Director, McKinney Peggy Conlon / President & CEO, The Advertising Council A World without Malaria: The Tipping Point to Change Isn't Always What You Think2:24 PM Deb Derrick / President, Friends of the Global Fight Against AIDS Edson and Naomi Kodama / Secretary General, Junior Chamber International,, 25th Nothing But Nets Campaign Champion Gregory E. Meeks / Congressman Mikkel Vestergaard Frandsen / CEO and Owner , Vestergaard Frandsen Empowering 2030's Change-makers: Millennials and the Next Generation of Volunteerism2:40 PM Jason Rzepka / Senior Vice President, Public Affairs, MTV Rachael Chong / CEO & Founder, Catchafire Frontlines of Women’s Health: Stories of the Present, Hope for the Future2:51 PM Aaron Sherinian / Vice President of Communications & Public Relations, United Nations Foundation Ken Weiss / Journalist,, Pulitzer Center on Crisis Reporting Sandra Keats / Documentary Film and Television Producer Digital Jobs Africa: Tackling Youth Unemployment in Africa3:07 PM Heather Grady / Vice President for Foundation Initiatives, Rockefeller Foundation Vanessa Kanyi / Operations Manager, Techno Brain BPO ITES The Water Tank Project: Public Art for Social Change3:18 PM Mary Jordan / Founder and Creative Director, The Water Tank Project Making the invisible visible. Using innovation to #ENDViolence Against Children3:26 PM Anthony Lake / Executive Director, UNICEF Haroon Mokhtarzada / CEO & Founder, Freewebs Ishmael Beah / Author, Advocate for Children Affected, UNICEF Jimmie Briggs / Journalist and Educatior Rebecca Chiao / Co-Founder and Director, HarassMap Refocus Wellness: How Shifting the Basics Can Change the Course of Global Health3:47 PM Adrianna Logalbo / Campaign Director, 1,000 Days Partnership Gene Gurkoff / Founder, Charity Miles Greg Spencer, Jr. / Co-Founder, The Paradigm Project Ido Leffler / Co-Founder, Yes To Inc Julie Smolyansky / CEO, Lifeway Foods Social Enterprise Collaboration: Providing 20/20 by 20304:08 PM Elizabeth Gore / Resident Entrepreneur , United Nations Foundation Jordan Kassalow / Founder and Co-Chairman, VisionSpring Neil Blumenthal / Co-Founder & Co-CEO, Warby Parker Action vs. Dollars: The Future Currency of Creative Campaigns4:24 PM Chevenee Reavis / Director of Strategic Initiatives, Water.org Ian Haisley / Vice President of Interactive Marketing, Opportunity International Ryan Gall / Co-Founder & Executive Producer, Global Citizen The Mobile Revolution: A Case Study of the New Tools in Action4:40 PM Alnoor Ladha / Co-Founder & Executive Producer, /The Rules #zerohungerchallenge: Small Act Big Impact4:48 PM Ertharin Cousin / Executive Director, World Food Programme Gary Flood / President of Global Products and Solutions, MasterCard Worldwide Hunter Biden / Chairman of the Board, World Food Program USA Lauren Bush Lauren / Founder and CEO, FEED Reimagining Online Activism for #20305:09 PM Matt Mahan / President & CEO, Causes.com Why Clicktivism Isn't a Dirty Word5:15 PM Jay Jaboneta / Co-Founder, Yellow Boat of Hope Foundation Liba Rubenstein / Director of Outreach, Tumblr Ramya Raghavan / Head of Politics and Causes, Google+ Ruben Cantu / Founder, CORE Media Enterprises #Unplug & Look Up: Re-examining our Future Relationship with Technology5:44 PM Baratunde Thurston / Comedian/ Author and Co-Founder of Cultivated Wit Jacob Park / Principal Sustainability Advisor, Forum for the Future Megan Kashner / CEO & Founder, Benevolent You Can Tell A Lot About People From the Jokes They Tell6:00 PM Hasan Minhaj / Host, Stand Up Planet No matter where you live, this year YOU have a seat at the Social Good Summit. On Sunday September 22, 2013, we are going to make history. On that day (or around that day if it works better for you) we are inviting people all over the world to create and join Meetups to connect with people to discuss the biggest challenges facing our world. We’re all answering the same big question: "How can new technology and new media create solutions for the biggest problems facing my community and create a better future by the year 2030?" Our goal is to hear the voices and ideas of people everywhere. We are bringing together a global social good community, tackling the same question, exchanging information and sharing the same spirit and the same hashtag #2030NOW. We want to create one of the biggest, most global and most powerful conversations the world has ever seen. And we want you to join us. To do this, we need the social good community everywhere to get engaged. On Sunday September 22, 2013, we are going to make history. On that day (or around that day if it works better for you) we are inviting people all over the world to create and join Meetups to connect with people to discuss the biggest challenges facing our world. We’re all answering the same big question: "How can new technology and new media create solutions for the biggest problems facing my community and create a better future by the year 2030?" Our goal is to hear the voices and ideas of people everywhere. We are bringing together a global social good community, tackling the same question, exchanging information and sharing the same spirit and the same hashtag #2030NOW. We want to create one of the biggest, most global and most powerful conversations the world has ever seen. And we want you to join us. To do this, we need the social good community everywhere to get engaged. Last year, nearly 300 communities around the world took part in the Social Good Summit. We launched +SocialGood to help those communities stay connected throughout the year. Visit +SocialGood to collaborate with other organizers and get tools, tips and resources to help plan your Social Good Summit meetup. Organizer Tools Download Logos JPG / PNG / EPS Facebook Group Mashable Meetup Organizers Hashtag #2030NOW Video Tutorial Organizing a Meetup 92nd Street Y 1395 Lexington Ave / New York, NY …; Added by chris macrae at 8:05am on September 25, 2013

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Join search for Sustainainabilty;s Curricula

stories of cities

BRI.school surprising Belt Road Cities

BR2 Dhaka where to go to with jack ma to see banking for billion poorest girls and more

BR2 home of nilekani - the billion person id an

BR6 Luxembourg hub of aiib2019

BR0 beijing - binnaul home of BRI weher 100 most trsetd national eladers of sustainable youth likon: home of tsinghua- universitiues that dont have partnerships with tsinghua will end up failing over 505 of their stidents livelihoods

BR0 Hangzhou - home of jack ma alumni

BR0 hongkong-shenzen - one of the world's 7 most wonderful bridges - china owes more to hongkong than it recognises with a new twist - all the best manufacturing jobs died before 2015-

25:55

Shenzhen: City of the Future.

can shenzhen show how smart manufacturing jobs dont compete with sustainable communities they collaborate with them -can hpng kong arrange daytrips to the mainland for financial mivestors to understand the future of sdg economic zones

7:41

Funds challenge set by Head

1 Investing in Girls Sustainability Goals
1.1 BRAC -how to build 100 million person rural health service with a 20 million dollar loan and girl empowerment other most amazing stories of the world's largest NGO- join the week long celebration between academic alumni of jack ma and girl empowerment epicenttre BRAC 30 sept 2018 - queries chris.macrae@yahoo.co.uk

1.2 BKASH 1 2 3 since april jack ma has taken 20% partnership
1.3 China Capitalism (CC)
1.4 Project Everyone
2 ValuingYouth
2.1 partners of 7 billion peoples' S-goals-Goal 17
2.2 end poverty -Goal 1
2.3 end hunger - Goal 2
2.4 healthy, lives - Goal 3
2.5 Quality Education - Goal 4
2.6 Gender Equality -Goal 5

please make sure our future events diaries are win-win www.economistdairy.com

youthbrac1.doc, 693 KB

Entrepreneurial Revolution - an investigation started at The Economist in the 1970s as to whether intergenerational investments in future systems would empower the net generation to be exponentially sustainable. Surveys of the next 40 years asked questions of 2015-2025 such as:

Would the global financial system be designed to sustain or collapse local communities?

Would 2015-2025 be the under 30s most exciting and productive time to be alive as they linked in sustainability of the human race. Would the parts of the Western hemisphere that advanced the industrial revolution's empires demand that its politicians, professions and academics "happily get out of the way of the sustainability generation being led by the half of youth living within 3000 miles of Beijing"?

POP -Preferential Option Poor

Would every community's most trusted practitioners be educator, health servant and banker.

What would be the top 50 MOOCS that freed access of action learning of sustainability goals as worldwide youth's most joyful collaboration through way above zero-sum models of wporldsocialtrade? This web makes the cases that the Abed family needs to be youth's number 1 hero to MOOC with - we always love to hear who your vote for number 1 MOOC is -text usa 240 316 8157 family of unacknowledged giant